By accessing or using Kabumate ("the Platform"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

These terms apply to all visitors, users, and others who access or use the Platform. By creating an account, depositing funds, or executing any trade, you acknowledge that you have read, understood, and agree to be bound by these Terms.

To use Kabumate, you must meet the following requirements:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Not be a resident of a jurisdiction where such services are prohibited
• Provide accurate, current, and complete information during registration
• Have received a valid invitation code to register (if applicable)

Kabumate reserves the right to refuse service, close accounts, or remove or edit content at its sole discretion.

You are responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication codes. You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You are solely responsible for all activities that occur under your account. Kabumate cannot and will not be liable for any loss or damage arising from your failure to comply with this security obligation.

• Do not share your account credentials with any third party
• Do not use another user's account without permission
• Do not attempt to bypass any security measures
• Log out from your account at the end of each session on shared devices

Kabumate provides a platform for simulated and real investment activity including stocks, cryptocurrencies, and other assets. By using the trading features you acknowledge:

• All investments carry risk and past performance does not guarantee future results
• You are solely responsible for your investment decisions
• Market data displayed may be delayed and should not be used as the sole basis for trading decisions
• Kabumate does not provide financial advice or investment recommendations
• Cryptocurrency prices are highly volatile and can result in significant losses

Kabumate may charge fees for certain services including but not limited to withdrawals, currency conversions, and premium features. All applicable fees will be displayed clearly before you confirm any transaction.

• Withdrawal fees are deducted from the withdrawn amount and shown at the time of request
• Deposit minimums apply and vary by payment method
• Fees are subject to change with reasonable notice provided via email or in-app notification
• All transactions are final once confirmed

Kabumate reserves the right to modify its fee structure at any time. Continued use of the platform after fee changes constitutes acceptance of the new fee schedule.

To the maximum extent permitted by applicable law, Kabumate and its affiliates, officers, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Kabumate provides the platform "as is" and "as available" without any warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Kabumate reserves the right to modify these terms at any time. We will provide notice of significant changes by updating the "Last updated" date at the top of this page and, where appropriate, by sending you an email notification.

Your continued use of the platform following the posting of changes constitutes your acceptance of such changes. If you do not agree to the updated terms, you must stop using the platform.

At Kabumate, your privacy is a fundamental priority. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform. Please read this policy carefully.

• Account information: name, email address, username, password (hashed)
• Financial information: wallet addresses, transaction history, deposit records
• Identity verification documents (where required by law)
• Communication preferences and support correspondence

• Device information: IP address, browser type, operating system
• Usage data: pages visited, features used, time spent on platform
• Log data: server logs, error logs, access timestamps
• Cookie data and similar tracking technologies

We use the information we collect to:

• Provide, operate, and maintain our platform and services
• Process transactions and send related information including confirmations and receipts
• Send administrative information such as updates, security alerts, and support messages
• Respond to comments, questions, and requests and provide customer support
• Monitor and analyze usage patterns to improve our platform
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Comply with legal obligations including anti-money laundering requirements

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction:

• All data is transmitted over encrypted HTTPS/TLS connections
• Passwords are hashed using bcrypt with a strong cost factor we never store plain-text passwords
• Two-factor authentication (2FA) is available and recommended for all accounts
• Database access is restricted and logged
• Regular security audits and penetration testing

We use cookies and similar tracking technologies to track activity on our platform. Cookies are small files stored on your device that help us recognize your browser and capture certain information.

• Session cookies required for authentication and keeping you logged in securely
• Preference cookies remembering your language, timezone, and display settings
• Analytics cookies understanding how users interact with the platform (anonymized)

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our platform may not function properly without cookies.